Terms of Use

Your Use of This Website is Governed by These Terms and Conditions

Please take a few minutes to review this Terms of Use Statement. Throughout the entirety of the Terms of Use Statement, the term "OPERS website" refers to www.pers.state.or.us AND www2.pers.state.or.us inclusively. Your use of the OPERS website constitutes your agreement to follow these rules and to be bound by them. If you do not agree with any of these Terms, do not use the OPERS website. By accessing and using the OPERS website, you agree that your access to and use of the OPERS website is subject to these terms and conditions, as well as all applicable laws, as governed and interpreted pursuant to the laws of the state of Oregon, United States of America.

Correction of Errors and Inaccuracies

The information on the OPERS website may contain typographical errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice. Please note that such errors, inaccuracies, or omissions do not constitute legally binding statements on OPERS's part.

Your Password Management Responsibilities

Use of your User Id and Password is the agreed security procedure to access the secure area of the OPERS website. In order to prevent unauthorized access to your accounts and to prevent unauthorized use of the OPERS website, you agree, by using the OPERS website, to keep confidential, and to not give or make available your User Id and Password or other means to access your accounts to any person not authorized to access your accounts. The loss, theft or unauthorized use of your User Id and Password could cause you to lose some or all of the money and/or service credit, in your accounts. Disclosure of your User Id and Password to any person(s) or entity(ies) constitutes authorization by you to access your accounts and you assume all risks and losses associated with such disclosure and authorization. If you permit any other person(s) or entity(ies) to use your User Id and Password, or other means to access your accounts through the OPERS website, you are responsible for any transactions and activities they authorize from your accounts. You agree to immediately notify us by calling 1-888-320-7377 or 503-598-7377 during normal customer service hours of any unauthorized disclosure or use of your User Id and Password or of any other breach of security, or if you believe someone may attempt to access the OPERS website without your consent or transact business on your account without your permission.

Limitation of Liability

Under no circumstances, shall OPERS or any of their employees, directors, officers, agents, vendors or suppliers be liable for any direct or indirect losses or damages arising out of or in connection with the use of or inability to use the OPERS website. This is a comprehensive limitation of liability that applies to all losses and damages of any kind (whether general, special, consequential, incidental, exemplary or otherwise, including, without limitation, loss of data, income or profits), whether in contract, negligence or other tortuous action, even if an authorized representative of OPERS has been advised of or should have known of the possibility of such damages. If you are dissatisfied with the OPERS website or any content on the site, or with the OPERS terms and conditions, your sole and exclusive remedy is to discontinue using the OPERS website. You acknowledge, by your use of the OPERS website, that your use of the site is at your sole risk.


The OPERS website is operated by OPERS, on an "as is," "as available" basis, without representations or warranties of any kind. To the full extent permitted by law, OPERS and their affiliates disclaim any and all representations and warranties with respect to this site and its contents, whether express, implied, or statutory, including but not limited to warranties of title, merchantability and fitness for a particular purpose or use. OPERS does not endorse nor make any warranties or representations about the options or other service or data you may access, download or use as a result of the use of the information contained on this website, or about any website you may access through the OPERS website. Links to other sites are provided for convenience only. You need to make your own decisions regarding your interactions or communications with any other website. OPERS makes no representation that content provided on the OPERS website is applicable or appropriate for use in locations outside of the United States. OPERS assumes no risk or responsibility for your use of any of the content provided on the OPERS website.

Copyright Notice

All of the Content you see and hear on the OPERS website, including, for example, all of the page headers, images, illustrations, graphics, audio clips, video clips, and text, are subject to trademark, service mark, trade dress, copyright and/or other intellectual property rights or licenses held by OPERS, one of its affiliates or by third parties who have licensed their materials to OPERS. The entire Content of the OPERS website is copyrighted as a collective work under U.S. copyright laws, and the state of Oregon, by and through OPERS, owns a copyright in the selection, coordination, arrangement and enhancement of the Content. The Content of the OPERS website, and the site as a whole, are intended solely for personal, noncommercial use by the users of our site. You may download, print and store selected portions of the Content, provided you (1) only use these copies of the Content for your own personal, non-commercial use, (2) do not copy or post the Content on any network computer or broadcast the Content in any media, and (3) do not modify or alter the Content in any way, or delete or change any copyright or trademark notice. No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading. OPERS reserves complete title and full intellectual property rights in any Content you download from this website. Except as noted above, you may not copy, download, reproduce, modify, publish, distribute, transmit, transfer or create derivative works from the Content without first obtaining written permission from OPERS.


We welcome your comments regarding the OPERS website. Any comments, feedback, notes, messages, ideas, suggestions or other communications (collectively, "Comments") sent to OPERS shall be and remain the exclusive property of OPERS. Your submission of any such Comments shall constitute an assignment to OPERS of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Comments. OPERS will be entitled to use, reproduce, disclose, publish and distribute any Comments you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any Comments that you do not wish to assign to us, including any confidential information or any original creative materials such as stories, product ideas, computer code or original artwork.

These Terms and Conditions May Change

OPERS reserves the right to update or modify these Terms and Conditions at any time without prior notice. Your use of the OPERS website following any such change constitutes your agreement to follow and be bound by the Terms and Conditions as changed. For this reason, we encourage you to review these Terms and Conditions whenever you use this website.